Financial Highlights
3/31/2017
3/31/2018
6/30/2018
12/31/2018
Loan Composition (%)
Total Gross Loans($000) 159,768 190,732 193,989 209,330
Gross Loans HFI Growth 24.88 8.81 10.81 13.27
1-4 Family Loans/ Loans 6.03 4.09 3.91 4.18
Multifamily Loans/ Loans 5.65 5.75 5.20 5.31
Commercial Real Estate Loans/ Loans 60.97 63.05 61.57 61.40
Commercial & Multifamily Real Estate Loans/ Loans 66.62 68.81 66.77 66.71
Real Estate Loans/ Loans 72.64 72.90 70.68 70.89
Construction & Development Loans/ Loans 4.59 7.50 8.78 7.42
Home Equity Loans/ Loans 5.38 4.69 5.10 4.89
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.01 0.01 0.01 0.01
Other Consumer Loans/ Loans 1.97 1.76 1.68 1.46
Consumer Loans/ Loans 7.36 6.46 6.80 6.36
Commercial Loans/ Loans 15.56 13.31 13.94 15.50
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.15) (0.17) (0.20) (0.16)
Deposit Composition (%)
Total Deposits($000) 166,009 207,565 211,788 232,293
Deposit Growth 12.21 22.28 8.14 18.15
Transaction Acct Deps/Tot Deps 30.62 33.60 35.09 38.20
Savings Acct Deps/Tot Deposits 5.09 4.07 3.87 4.06
Money Mkt Deps/Tot Deposits 31.58 31.55 30.27 28.24
MMDA & Savings/Total Deposits 36.67 35.62 34.15 32.29
Retail Time Deps/Tot Deposits 11.44 8.65 9.20 6.79
Jumbo Time Deposits/ Deposits 21.27 22.13 21.56 22.71
Tot Time Deposits/Tot Deposits 32.71 30.78 30.76 29.51
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 67.29 69.22 69.24 70.49
Core Deposits/Total Deposits 78.73 77.87 78.44 77.29
Noninterest-bearing Deposits/ Deposits 16.53 20.34 21.13 21.90
Interest-bearing Deposits/ Deposits 83.47 79.66 78.87 78.10
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.